Property tax in Chartres in 2026: the four lines on your notice

1. What is the property tax rate in Chartres in 2026?

What sets Chartres apart is not the municipal share, high though it is. It is the cumulative total. Of the four lines that make up your notice, the town votes only one: the other three come under Chartres Métropole.

That total places Chartres at a level few towns reach. With an overall rate of 56,10 % on built property, the county town of the Eure-et-Loir sits above Montpellier (54,28 %), Nantes (53,37 %) and Bordeaux (49,54 %). Among the 42 French municipalities with more than 100 000 inhabitants, only Grenoble (68,00 %) and Angers (56,65 %) exceed that level, and Chartres has four times fewer inhabitants than they do.

Put another way: for 100 € of tax base, an owner in Chartres pays around 67,60 € a year, of which 47,97 € go to the town and 19,63 € to the metropolitan authority. That proportion, close to 30 % of the total for the inter-municipal layer, is unusual.

2. Where does each euro of your Chartres notice go?

That split explains a good part of the local misunderstandings. An owner who sees a high bill spontaneously puts it down to the town hall. In reality, close to a third of the amount is decided by the inter-municipal council.

On the metropolitan side, those revenues fund a 2026 budget of 344,3 million euros, of which 111 million in investment, adopted on 18 December 2025 by 84 votes in favour, 3 against and 6 abstentions. Chartres Métropole reports 600 million euros invested since 2020 for 138 million of additional debt, and a debt repayment capacity of around eleven years. The inter-municipal rates, including the household waste collection tax, were carried over there unchanged.

On the town side, the 2026 budget was debated on 11 December 2025 then voted on 29 January 2026, with 38 million euros of investment for that single year and 111 million scheduled over 2026-2028. The main project is a sports facility at Les Clos, at 15,8 million euros. The general operating grant paid by the state, for its part, has fallen to 5,9 million euros against more than 10 million in 2013.

3. Why did the rate almost double in 2021?

This is the point that makes any comparison with the years before 2021 misleading, and it deserves to be set out clearly in Chartres, where the pre-reform trajectory was unusual.

According to the town itself, the municipal rate on built property went from 36,05 % in 2001 to 27,75 % in 2020. That is a fall of 8,3 points in twenty years, against the national trend. The residence tax had followed the same path, from 19,63 % to 17,31 %.

The 2021 reform erased that reading. The so-called « reconstituted » rate of 47,97 % adds together the municipal rate and the former departmental rate, and the town has chosen not to change it since. An owner in Chartres who compares a 2019 notice with a 2026 notice therefore sees a rate that has jumped, while the municipal decision itself has not changed direction.

4. Why is your bill rising when the rate is frozen?

The mechanism is national and applies everywhere. The administration starts from the cadastral rental value of your home, applies a flat-rate allowance of 50 % to obtain the tax base, then multiplies that base by the sum of the rates voted.

Two levers make the bill vary: the rate and the base. In Chartres, the first has been neutralised since 2021. That leaves the second, over which neither the town nor the metropolitan authority has any hand: the revaluation coefficient is set each year in the finance act, indexed on recorded inflation.

The slight movement in the overall rate, from 56,17 % in 2023 to 56,10 % in 2025, comes from no decision on built property. It is down to the GEMAPI tax alone, adjusted each year according to the funding needs of aquatic environment management.

5. Simulator: the breakdown of your notice

6. How much do you pay according to your profile?

The amounts below are orders of magnitude built from profile types anchored on real districts of Chartres and on the prices per m² from our processing of DVF transactions, the French notarised sales database. They give an idea of the weight of the tax by property, not a personalised calculation.

The gap between the studio in La Madeleine, the most affordable district in the town at 1 585 €/m², and the house in Rechèvres is a factor of six. It comes down to floor area as much as to location: the cadastral rental value follows the building and the land, not the standing of the district on the market.

Measured against the purchase price, the Chartres bill stays heavy. A 4-room flat in the town centre bought for 216 000 € carries around 2 190 € of property tax a year, that is close to 1 % of its value every year. In a market where the average price of a flat holds at 2 417 €/m², that ratio is higher than what is seen in the large metropolitan areas, where prices have taken off faster than cadastral values.

7. What can the new municipal team change?

The sequence is worth following, because it bears on a point rarely discussed in Chartres: not the rate, which is stable, but the debt that goes with twenty years of sustained investment.

According to the public accounts of the municipality, outstanding debt stood at the end of 2024 at around 3 590 € per inhabitant, a level more than three times higher than the average of municipalities in the same size bracket, and up by around 12 % over three years. The town, for its part, presents a debt that is entirely secured and repayable within about ten years if it stopped investing.

The first months of the mandate have mainly produced signals of budgetary restraint: the removal of the flat-rate representation allowance of the mayor, worth 42 000 € a year, voted unanimously on 21 May 2026, the partial reopening of the gardens of the Évêché in June, the negotiation of one hour of free parking in the town centre. Nothing, at this stage, on the rate on built property.

8. What this level of taxation does to the value of your property

The distinction is useful for an owner in Chartres preparing a sale. The average price of a flat is around 2 417 €/m² and that of a house around 2 675 €/m² (Immover processing, DVF data, the French notarised sales database), with a marked gap between La Petite Venise, at around 2 695 €/m², and La Madeleine, at around 1 585 €/m². The market has gained around 2 % over five years, a steadiness that contrasts with the corrections seen in several metropolitan areas.

On a house at 300 000 €, a property tax of 3 000 € represents 1 % of the value a year, the equivalent of 250 € a month of fixed charge. Facing a buyer who compares Chartres with its neighbours, that line enters the discussion. It is not decisive there, however: Lucé and Mainvilliers, adjoining the town, show higher municipal rates still, at 53,20 % and 55,89 %.

For other tax trajectories, see our analyses of property tax in Mérignac, where the metropolitan authority levies nothing on built property, and of property tax in Créteil, the only municipality in its department to have raised its rate in 2025.

Whatever the timing, the decision starts with a reliable market value, calibrated on the actual transactions in your district. To place the value of your property in Chartres:

For the detail by sector, our page on property prices in Chartres gives the price of each of the nine districts covered.