With a 53,10 % municipal share, 2,50 % for the inter-municipal authority and 6,50 % of household waste collection tax, Nevers levies 62,10 % of the tax base. Set against a market at 1 102 €/m², property tax represents around 1,4 % of the property value per year. The rise voted in 2023, amounts by neighbourhood and a simulator that converts your notice into square metres.
Illustration : Property tax in Nevers in 2026: one square metre of your home every year.
A three-room flat in Nevers is worth around 77 000 €, and its property tax comes close to 1 090 € a year. Set against the local price per square metre, this bill represents roughly the value of one square metre of housing, every year. It is this ratio, and not the headline rate, that shows what property tax really costs an owner in Nevers. Here are the 2026 rates, the 2023 vote to raise the rate that few owners have noticed, and the calculation of the real weight of the tax on a market at 1 102 €/m².
The municipal rate of property tax on built property in Nevers is 53,10 %. Nevers Agglomération, the inter-municipal authority, adds 2,50 % to it, that is 55,60 % on built property. The household waste collection tax stands at 6,50 %, bringing the overall levy to 62,10 % of your tax base. Source: rates recorded by the Direction générale des finances publiques, the French public finances directorate, and initial budgets of the town of Nevers.
The figure is surprising at first sight, and it deserves to be broken down. The municipal rate is the highest of the four towns whose tax analysis we have published this year, and it is backed by the most affordable property market of the four.
| Component | Rate | Beneficiary |
|---|---|---|
| Municipal share | 53,10 % | Town of Nevers |
| Inter-municipal share | 2,50 % | Nevers Agglomération |
| Total on built property | 55,60 % | - |
| Household waste collection tax (TEOM) | 6,50 % | Nevers Agglomération |
| Overall levy | 62,10 % | - |
On unbuilt land, the municipal rate reaches 93,82 %, supplemented by a 2,61 % inter-municipal share. Owners of second homes also bear a residence tax (taxe d'habitation) at a municipal rate of 20,41 %, against 19,25 % before 2023.
A high rate does not automatically mean a high bill. The rate applies to the tax base, that is half of the cadastral rental value of the home, and not to its market value. In Nevers, the base of a three-room flat is around 1 750 €, for a property worth around 77 000 €.
The 2023 initial budget of the town of Nevers adopted tax rates "revised upwards": the property tax on built property went from 50,09 % to 53,10 %, the property tax on unbuilt land from 88,51 % to 93,82 % and the residence tax on second homes from 19,25 % to 20,41 %. These rates have remained unchanged since, including in the 2025 initial budget.
This is the fact that sets Nevers apart from most of the medium-sized towns we have analysed: here, the rise in the bill is not only mechanical. There was a vote, and it covers 3,01 points.
The trajectory of the municipal rate falls into three stages. Until 2020, the town applied 26,19 % on built property, a moderate level maintained year after year. In 2021, the abolition of the residence tax on main residences led the State to transfer the former departmental share of property tax to municipalities: the Nevers rate rose to 50,09 %, without any local decision, the gap of 23,90 points corresponding to the share of the Nièvre. Then, in the 2023 budget, the municipal council voted the rise to 53,10 %.
| Period | Municipal rate on built property | Origin |
|---|---|---|
| Until 2020 | 26,19 % | Historical municipal rate, maintained |
| 2021 and 2022 | 50,09 % | Addition of the departmental share of the Nièvre, without a local vote |
| Since 2023 | 53,10 % | Rise voted in the 2023 initial budget |
The budget context sheds light on the decision. Taxation accounts for 66,98 % of the operating revenue of the town, that is 42,7 million euros out of a 2025 initial budget of 82,2 million euros, voted at the municipal council of 19 December 2024. State grants and contributions cover only 23,82 %. A town that draws two thirds of its current revenue from local tax has few alternatives when its expenses rise: general expenses had jumped by 22,85 % in the financial year preceding the 2023 vote alone.
Politically, the approach was endorsed at the ballot box. Denis Thuriot was re-elected mayor of Nevers on 22 March 2026, with 44,8 % of the votes in the second round, ahead of Wilfrid Séjeau (41,9 %) and Xavier Morel (13,3 %), for a third term. The gap of less than three points with the left-wing list, on a turnout of 52,44 %, nevertheless indicates that the tax question remains debated locally.
In orders of magnitude, household waste included: around 500 € for a studio in Le Mouësse, 1 090 € for a three-room flat in Centre-ville, 1 430 € for a four-room flat in Victor Hugo and 1 930 € for a house in Les Montapins. The exact amount depends on the cadastral rental value specific to your home, which appears on your notice.
The amounts below are orders of magnitude, built from typical profiles anchored on real neighbourhoods of Nevers and on the prices per m² from our processing of DVF transactions. The last column is the one that matters for an owner: it relates the annual tax to the value of the property.
| Profile | Neighbourhood | Price per m² (2026) | Property value | Annual property tax | Annual weight on the value |
|---|---|---|---|---|---|
| Studio 30 m² | Le Mouësse | 909 €/m² | around 27 000 € | ~ 500 € | 1,8 % |
| 3-room flat 65 m² | Centre-ville | 1 185 €/m² | around 77 000 € | ~ 1 090 € | 1,4 % |
| 4-room flat 85 m² | Victor Hugo | 1 283 €/m² | around 109 000 € | ~ 1 430 € | 1,3 % |
| House 110 m² | Les Montapins | 1 461 €/m² (house) | around 161 000 € | ~ 1 930 € | 1,2 % |
The studio in Le Mouësse illustrates a counter-intuitive mechanism: it is the cheapest property in the selection, and it is the one that bears the heaviest relative weight. The cadastral rental value of a small older home does not fall in proportion to its market value, because it was set on criteria of surface area and comfort, not on sale prices.
Enter the tax base shown on your property tax notice, that is half of the cadastral rental value. The simulator calculates your levy at the Nevers rate of 62,10 %, isolates the annual extra cost attributable to the rise of 3,01 points voted in 2023, and converts the total into square metres of housing at the average price in Nevers, that is 1 102 €/m² in 2026.
Because property tax is based on the cadastral rental value, a theoretical rent established during the general revision of 1970 and updated since by national coefficients. It takes no account of observed sale prices. A falling market, like that of Nevers in 2026 (-0,5 % over twelve months), therefore brings no reduction in tax.
It is the source of most misunderstandings about this tax. The administration does not ask what your home is worth: it asks what rent it would have earned in 1970, given its weighted surface area, its category and its comfort features. This theoretical rent is then revalued every year by a coefficient set in the finance act.
Two consequences for an owner in Nevers. First, the national revaluation applies whatever happens: +7,1 % in 2023, +3,9 % in 2024, +1,7 % in 2025 and +0,8 % in 2026, that is around +14 % cumulatively for an identical home. Second, the stagnation of the market is not passed on: the average price of a flat in Nevers has risen by only 5 % in five years, while the tax base gained 14 % in four years.
| Indicator | Change | Period |
|---|---|---|
| Average price per m² in Nevers | +5 % | 2021 to 2026 (1 045 to 1 102 €/m²) |
| Average price per m² in Nevers | -0,5 % | Last 12 months |
| Tax base (national revaluation) | around +14 % | 2023 to 2026 |
| Municipal property tax rate | +6 % | 2023 vote (50,09 to 53,10 %) |
This gap between the tax base and the market is the real issue in Nevers. An owner who bought a flat in the town centre in 2021 has seen their property tax rise by more than 20 % in five years, rates and bases combined, while the value of their property remained almost stable. In our view, it is this scissor effect, more than the headline rate, that weighs on the attractiveness of medium-sized town markets for an investor. It will only be corrected by the revision of the rental values of residential premises, whose timetable has been postponed several times.
On the headline municipal rate, Nevers ranks very high: 53,10 %, against around 40 % for the national median. On the real weight relative to the property value, the gap is even sharper: around 1,4 % of the value per year for a three-room flat in Nevers, against around 1,0 % in Mâcon and 0,8 % in Mérignac.
Comparing gross rates has its limits. Since 2021, all French municipal rates include the former departmental share: comparing a 2026 rate with a pre-reform rate makes no sense. Between municipalities, at the same date, the comparison remains valid.
| Town | Municipal rate 2026 | Average flat price | Annual weight of the tax on a 3-room flat |
|---|---|---|---|
| Nevers | 53,10 % | 1 102 €/m² | around 1,4 % |
| Mâcon | 45,71 % | 1 714 €/m² | around 1,0 % |
| Mérignac | 46,18 % | 3 409 €/m² | around 0,8 % |
| Saint-Raphaël | 32,79 % | 5 070 €/m² | markedly lower |
The logic is consistent: the more affordable the local market, the more property tax weighs in proportion to the property value. Cadastral rental values, set on physical criteria, do not contract at the pace of market prices. For other trajectories, see our analyses of property tax in Mâcon, property tax in Mérignac and property tax in Saint-Raphaël.
Real, but indirect. The Nevers market stands at around 1 102 €/m² for a flat and 1 461 €/m² for a house in 2026, down 0,5 % over twelve months, with around 307 transactions a year (Immover processing, DVF data). A property tax equivalent to 1,4 % of the property value every year enters into the calculation of any buyer, particularly an investor.
The Nevers market is stable in level and fragmented internally. After 1 045 €/m² in 2021, the average price of a flat reaches 1 102 €/m² in 2026, with gaps ranging from 909 €/m² in Le Mouësse to 1 283 €/m² in Victor Hugo. The neighbourhoods of the south and west stay below 1 000 €/m², the historic centre and Colbert above 1 180 €/m².
For an investor reasoning in terms of net yield, property tax here absorbs the equivalent of a month and a half of rent, which is heavier than on a tight market where rent is proportionally higher. For an owner-occupier who sells, the effect is different: the tax does not reduce the price at which the property sells, but it shrinks the borrowing capacity of the buyer, since ownership costs enter into the calculation of the remaining disposable income.
In both cases, the variable an owner keeps control of is not a tax one: it is the asking price. On a market of 307 transactions a year, a badly set price costs more in time on the market than in negotiation.
To place the value of your property in Nevers based on the real transactions in your neighbourhood:
The municipal rate of property tax on built property in Nevers is 53,10 %, to which is added an inter-municipal share of 2,50 % voted by Nevers Agglomération, that is 55,60 % on built property. The household waste collection tax stands at 6,50 %, which brings the overall levy to 62,10 % of the tax base. These rates are those recorded by the Direction générale des finances publiques, the French public finances directorate, and carried over in the initial budgets of the town.
Yes, in the 2023 initial budget. The municipal rate of property tax on built property went from 50,09 % to 53,10 %, a rise of 3,01 points or around 6 %. The property tax on unbuilt land went from 88,51 % to 93,82 % and the residence tax on second homes from 19,25 % to 20,41 %. These rates have remained unchanged since, including in the 2025 initial budget.
Because the State transferred the former departmental share of property tax to municipalities, to compensate for the abolition of the residence tax on main residences. The historical municipal rate in Nevers was 26,19 %; the addition of the share of the Nièvre, that is 23,90 points, took it to 50,09 % in 2021. No decision of the municipal council was involved that year.
In orders of magnitude, a 65 m² three-room flat in the town centre of Nevers bears a property tax of around 1 090 euros a year, household waste included, for a tax base of around 1 750 euros. A 30 m² studio in Le Mouësse comes to around 500 euros and a 110 m² house in Les Montapins to around 1 930 euros. The exact amount depends on the cadastral rental value specific to each home.
Relative to the property value, yes. A three-room flat in the town centre of Nevers is worth around 77 000 euros and bears a property tax close to 1 090 euros, that is around 1,4 % of its value every year. The same calculation gives around 1,0 % in Mâcon and 0,8 % in Mérignac. The more affordable the local market, the more the tax weighs in proportion, because cadastral rental values do not follow sale prices.
No. Property tax is based on the cadastral rental value, a theoretical rent established during the general revision of 1970 and updated by national coefficients set in the finance act. It takes no account of observed sale prices. The average price of a flat in Nevers fell by 0,5 % over twelve months in 2026, with no effect on the tax base.
The national revaluation of cadastral rental values was +7,1 % in 2023, +3,9 % in 2024, +1,7 % in 2025 and +0,8 % in 2026, that is around +14 % cumulatively for an identical home. This effect comes on top of the rate rise voted by the town of Nevers in 2023: an owner in Nevers has therefore borne both movements over the same period.
Yes, beyond property tax. Owners of second homes remain liable for the residence tax, at a municipal rate of 20,41 % in Nevers since the 2023 budget, against 19,25 % previously. This tax comes on top of property tax and the household waste collection tax.
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